Pet Insurance

Search Over 15 Providers Now For FREE

We search over  the top UK insurance providers, including

Give Your Pets The Protection They Deserve With A Good Pet Insurance Policy

Pet insurance is a safety net to help protect you against unexpected costs related to your pet. The most obvious reason to have insurance on your cat or dog is to cover veterinary bills. However, it can seem like an unnecessary expense.

The average pet insurance claim is £750, but claims can run into the thousands if your pet develops an on-going condition.

If you’re unsure if pet insurance is worth it, consider how you would deal with an unexpected bill.

You’ll need to balance this with the cost of your premiums and the likelihood that you’ll make a claim.

For example, older animals can cost more to insure, but are often more likely to need medical attention.

How To Use Our Pet Comparison System

Our insurance comparison system can compare quotes for puppy insurance or older dog insurance, kitten insurance or cat insurance, and you’ll have various levels of cover to choose from for your animal. 

It doesn’t matter whether your pet is a pedigree or a cross-breed, either – we can still compare the best quotes from our panel of insurance providers to help you find a great deal. Getting a quote is simple, too. Simply fill in our short online form with a few details about yourself and your pet, and within minutes we can provide you with multiple insurance quotes. 

When the quotes are returned, as well as displaying the price we will clearly show what is included in the policy, including vets’ fees, whether or not multi-pet cover is available and if lifetime cover for ongoing conditions is provided. Not all pet insurance policies are the same, of course, so when you compare quotes it’s important to make sure you pick the one that is right for your pet and remember to check what’s included in the specific policy.

What Levels Of Insurance Cover Are Available For Your Pets?

Whether you’re looking for the cheapest pet insurance possible, or you plan to give your furry friend the best insurance policy money can buy, there are four main levels of cover available: accident-only, per condition, annual insurance and lifetime insurance.

Accident Only:As the name suggests, this type of policy usually only covers medical expenses that you incur when your pet is injured in an accident. For that reason it’s usually the cheapest type of pet insurance, but it does mean you’ll have to cover the cost yourself if your pet needs medical attention for an illness. Some of these accident-only policies also limit the total amount they’ll pay out for a single accident, while others might only pay out for a limited period of time after a pet is injured.
Per-condition: These policies tend to limit the total amount they’ll pay out for any single condition. Depending on the policy you choose the limit might be a certain amount of money, or it might cover the condition for a certain amount of time following its diagnosis. Once that time limit or monetary limit has been reached the policy usually no longer covers any expenses relating to that particular condition. This could be a good option if you’re looking for cheaper UK pet insurance, but it’s worth bearing in mind that the cheapest of these policies could have fairly low per-condition limits so you should double check this before signing on the dotted line.
Annual pet insurance: Unlike lifetime insurance, this type of insurance policy gives you the flexibility to switch insurance provider if you wish, but it’s important to bear in mind that each new insurance policy you take out might become more costly than the last, due to your pet’s advancing age. It’s also important to understand that each time you take out a new annual insurance policy previously diagnosed conditions usually won’t be covered, since the new policy will class them as ‘pre-existing medical conditions’.
Lifetime Cover: This is usually the most expensive type of pet insurance, but is also the most comprehensive level of cover available. Provided your pet doesn’t have any pre-existing medical conditions when you first sign up for this type of policy you will usually be covered for most types of illnesses, up to a maximum annual pay-out amount. These policies are sometimes known as annual benefit policies, because they have a per-condition limit that is renewed annually along with the policy.

Our Pet InsuranceComparison System is Free to Use, So Why not Complete a Price Comparison Right Now ?

Register New Account
Reset Password